Legal notice and privacy

Privacy

The calculators run in your browser and do not transmit the figures you enter. Hosting may generate basic technical logs, such as IP address, date and requested resource, to serve and protect the site. If you contact us by email, your data will be used to answer the request and, if we contract, manage the relationship and meet legal obligations. Messages are kept while the enquiry is handled and afterwards for the applicable legal periods.

Recipients

We do not sell personal data. It may only be accessed by technical providers acting on behalf of Artis Habitat and by authorities where legally required.

Your rights

You may request access, rectification, erasure, objection, restriction or portability using the contact shown above. You may also lodge a complaint with the Spanish Data Protection Agency. AEPD ↗

Purpose and editorial standard

Cifra Clara provides educational estimates with visible formulas and assumptions. Sponsors do not change calculations, results or comparisons, and a commercial relationship never makes an entity recommended.

Sources and corrections

The explanations link to official Bank of Spain and CNMV sources. If you find a calculation or content error, email us so it can be reviewed. patrocinios@artishabitat.com

Commercial transparency

Paid placements carry the Sponsored label. Sponsors never determine the mathematical results produced by the calculators.