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01 · CIFRA CLARA

Mortgage comparison

Compare three offers including interest, opening fees, upfront costs and linked products over the full term.

MORTGAGE COMPARISON

Compare three mortgages by what they really cost

Enter the terms of each offer. See the monthly payment and the impact of the term, fees and linked products.

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01 · YOUR SCENARIO

Property and down payment

Amount financed€240,000Price minus down payment
02 · THE THREE OFFERS

Edit every known cost; results update instantly.

Offer 1
Offer 2
Offer 3
03 · RESULTS

Objective comparison

The lowest-cost option minimises total outlay. The lowest monthly payment is marked separately.

OFFER 01

Plan A

Mortgage payment€1,094.90per month · 300 payments
Total interest
€88,470
Added costs
€12,800
Financing cost
€101,270
Total outlay
€401,270
Financing cost€101,270
View added-cost breakdown
Arrangement fee
€0.00
Upfront costs
€800.00
Linked products
€12,000.00
OFFER 02
LOWEST PAYMENT

Plan B

Mortgage payment€942.06per month · 360 payments
Total interest
€99,143
Added costs
€23,300
Financing cost
€122,443
Total outlay
€422,443
Financing cost€122,443
View added-cost breakdown
Arrangement fee
€1,200.00
Upfront costs
€500.00
Linked products
€21,600.00
OFFER 03
LOWEST COST

Plan C

Mortgage payment€1,325.04per month · 240 payments
Total interest
€78,008
Added costs
€2,650
Financing cost
€80,658
Total outlay
€380,658
Financing cost€80,658
View added-cost breakdown
Arrangement fee
€0.00
Upfront costs
€250.00
Linked products
€2,400.00
DECISION GUIDES

Compare the documents, not just the payment

P1How to compare Spanish mortgage offersReproducible case and table